Today, many banks are dying. Some of them have to merge to the other in order to avoid bankruptcies. For some reasons, the banks have to struggle to survive during the global crisis. One way to survive is by increasing their customers. But increasing banking customers during the global crisis is not such an easy thing to do. People don’t go to the banks for many reasons. One of the reasons is that they don’t have any money to be saved in the banks. Still banks don’t have any better choices.

So, in order to gain more customers, the banks have to set some programs. Considering that many people need some money, banks increasing their credit fund. They produce many easy to get loans for the customers. This action is also full of risks. How would the borrower return the money? Well, that’s a question for all of us.