In the current situation with respect to an uncertain global financial crisis happened, we must return to base actions on investment principles, namely:

Risk and Return
Every investment has each risk in accordance with the level of investment return potential (high risk, high return). Investors should adjust their investment with the risk profile they want. Risks taken and the expected return is a combination of several types of assets owned in the form of portfolio investment.

Time Horizon
Type of investment that the investor is taken should be tailored to the investment objectives and liquidity needs. If the funds will be used in the short term, the investment should be short term. And similarly for the medium and long term investment.

Market Timing
Economic has a recurring cycle. There is a recession and grew rapidly, including the period of change. Realizing the economic stage now and looking forward to a cycle that happens can help in investing. Industrial sector development should also be seen in every economic cycle.

For example, during the recession, the sector of food and pharmaceutical industries generally will rationally most resistant to recession. This is important in the choice of investments (eg stocks and bonds) that will perform well in the future.

Concentration and Diversification
Diversification will be very helpful in situations that lack clear directions, because the types of investments (assets) that will perform well are not easily predictable. This can be done by way of asset allocation is conceived (investing based on portfolio performance). Thus, if from some assets, good investment returns will compensate for the bad, so the total investment return (portfolio) would be optimal.